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UPI records 2.64 bn transactions in April

By VARINDIA - 2021-05-03

UPI records 2.64 bn transactions in April

As per NPCI tweets, Unified Payments Interface (UPI) has registered 2.64 billion or 264 crore transactions which is worth Rs 4,93,663 crore in April.

 

In March it was 2.73 billion or 273 crore transactions amounting to Rs 5,04,886 crore. Though the number of transactions has dipped a bit in April but the daily transaction volume for UPI was almost the same in the last two months with nearly 88 million transactions.

 

UPI payments platforms like PhonePe, Google Pay and Paytm control more than 90% market share. PhonePe processed 1,199.51 million transactions on the payment railroad in March followed by Google Pay’s 957.01 million, controlling 44% and 35% market share respectively.

 

To ensure that UPI will not be dependent on any third-party player, NPCI is mulling to cap the market share of such apps to 30%. The regulating entity had also released a guideline in March which said that apps and their partner banks will have to stop signing up new users in case they reach the threshold of 30%.

 

However, NPCI also said that it may grant exemptions to the top players to comply with the new guidelines.


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