As per news reports, online retailers, Amazon and Flipkart, have rolled out a host of finance options this festive season, including an interest-free credit access of up to Rs.60,000, which people can avail of to shop on these platforms.
Earlier, e-tailers used to offer huge discounts and deals to persuade customers to shop online but this time they are attracting customers with credit.
Consumers can use Flipkart and Amazon’s mobile apps to access the credit amount. After signing up, they can see how much credit has been approved for them after entering their PAN and Aadhaar numbers. The amount that is approved instantly will depend on the consumer’s shopping pattern and payment history on these platforms.
Other than the card-less credit line, e-tailers have thrown in debit-card equated monthly installments (EMIs), no-cost EMIs and buyback guarantees this year to help more people make high-value purchases on their platforms.
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