A nationwide financial inclusion campaign has led to the opening of over 1.11 crore new accounts under the Pradhan Mantri Jan Dhan Yojana (PMJDY) during a four-month drive that concluded on October 31, 2025.
The initiative, launched by the Finance Ministry, aimed to ensure that every eligible citizen is brought into the formal banking system through key government-backed financial schemes.
In addition to new Jan Dhan accounts, the campaign facilitated major enrollments in social security programs, expanding coverage for millions of citizens.
This included 2.86 crore new enrollments under the Pradhan Mantri Suraksha Bima Yojana (PMSBY), a government-backed accidental insurance scheme.
Similarly, 1.40 crore citizens enrolled under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), providing affordable life insurance coverage.
The campaign also added 44.43 lakh new subscribers to the Atal Pension Yojana (APY), promoting old-age financial security among low-income earners.
Over 2.67 lakh camps were conducted nationwide across villages and towns to facilitate account openings, re-KYC verifications, and financial literacy sessions.
Awareness initiatives focused on digital fraud prevention, unclaimed deposits, and grievance redressal mechanismsto strengthen customer confidence.
More than two-thirds of the new accounts were opened in rural and semi-urban regions, with women constituting over half of the total account holders.
Since its inception in 2014, PMJDY has revolutionized financial access with over 56 crore total accounts, reinforcing India’s commitment to inclusive growth and digital empowerment.
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