Revolut Tops Europe at $75 Billion Valuation

Revolut has officially become Europe’s most valuable startup with a staggering $75 billion valuation, following a self-managed $3 billion funding round that attracted overwhelming investor interest. Founded in 2015 by Nikolay Storonsky and Vlad Yatsenko, the London-based digital banking firm chose to bypass traditional investment banks—signaling its growing financial independence and strategic confidence.

The new valuation, up 66% from $45 billion in 2024, highlights investor faith in Revolut’s diversified financial ecosystem spanning payments, trading, insurance, lending, and crypto. Serving over 65 million users in 200 countries, Revolut reported £1 billion in profits last year with 46% annual revenue growth, and is now expanding into 30 new markets while awaiting a long-delayed UK banking license.

Analysts view this milestone as a defining moment for European fintech. Revolut’s valuation now rivals or surpasses traditional banking giants like Barclays, positioning it as a global peer to Stripe, Klarna, and Ant Group. The company’s direct funding success reflects a shift toward fintech autonomy, where digital-first institutions command both market confidence and user trust.

However, Revolut’s path ahead hinges on maintaining profitability, navigating complex regulations, and executing a successful IPO—tests that will determine whether its $75 billion ascent marks a sustainable transformation or a fintech peak.