Fake e-Challan links identified as new cyber trap

India is witnessing a dangerous rise in cyber frauds linked to fake e-challan payment links, and the trend reflects a deeper shift in how cybercriminals exploit public trust in digital governance. The method used in these frauds follows a predictable but highly effective pattern. A victim receives a message stating that a traffic challan is unpaid and must be settled immediately to avoid penalties or legal action. The message includes a link that appears legitimate — often mimicking government URLs.

Once the link is opened -

·         A fake e-challan website loads

·         The interface looks identical to official transport portals

·         The user is asked to enter vehicle details

·         Payment information such as card or UPI is requested

·         In many cases, malicious software is silently installed

·         Within minutes, money is siphoned from the victim’s account.

What makes this scam particularly dangerous is that nothing looks suspicious at first glance. This is a pattern now being seen repeatedly across urban centres.

The frightening part is that victims often realize what has happened only after receiving bank alerts — by then, the money is already gone.

There are several reasons behind the surge:

• Rapid digitization of government services
• High dependence on mobile payments
• Low awareness of official verification methods
• Blind trust in SMS-based alerts
• Fear of penalties and legal action

People assume that anything related to traffic or government fines must be genuine. Criminals are exploiting this psychological shortcut.